Bring Everything Within Reach | GECU Credit Cards

From groceries and gas to shiny electronics and special surprises, the GECU Empowerment credit card and the GECU Rewards credit cards can help you bring everything within reach! Choose a card with a low introductory rate* or one that gives you bigger rewards** the more that you use it.

Make your in-store and online purchases quicker by adding your GECU credit card to your mobile wallet or by making it your primary payment method online.



*Subject to credit qualification and approval. Other conditions apply. Offer applies to new GECU Empowerment credit cards only. 1.90% introductory Annual Percentage Rate (APR) is subject to qualification and based on creditworthiness and other factors. The introductory rate is fixed for the six billing cycles following the opening of the account for all purchases, balance transfers, convenience checks and cash advances. After that, the variable standard rate for purchases, balance transfers and convenience checks will apply (7.90%–17.65% APR as of April 1, 2020). The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. The introductory rate may end sooner if your payment is late. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Empowerment credit card. Introductory rate and range of rates do not apply to the GECU Rewards credit card.
**Subject to credit qualification and approval. Other conditions apply. Cash advances, balance transfers, ATM transactions and transactions with the use of convenience checks are not eligible to earn points. Offer applies to new GECU Rewards credit cards opened after August 6, 2020. You will only earn three points for every $1 on qualifying purchases within the first three months of opening the account, up to $5,000 total spent. Once you spend $5,000 within the first three months, you will earn 1.5 points per $1. Other limitations apply. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Rewards credit card. The GECU Pickaxe Rewards credit card is not a UTEP-sponsored affinity program. Other limitations apply.

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